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Saver's Posts

How to Make a Budget

When Spender and I started to discuss the idea of a budget, we ran into a little bit of a chicken-and-the-egg problem. It’s hard to create a budget when you’re not sure how much you spend or need to spend in certain categories. At the same time, a budget needs to say more about how [...]

Carnival of Personal Finance

I submitted my last post to the Carnival of Personal Finance this week. Check it out!!

Expense Tracking: Using Google Spreadsheets

I’ve always known that tracking your spending and having some kind of budget is a key part of getting your financial house in order. However, I was never actually successful in doing so, and certainly not successful in getting Spender involved with the idea.
At one point, I tried Microsoft Money, but eventually realized I could [...]

Milestones

I’m in Belgium this week, at a week-long Dutch language course. (Half of Belgium speaks Flemmish, which is just a dialect of the Dutch they speak in the Netherlands).
June 1st (yesterday), was Spender’s and my five year anniversary. We now know each other better than we’ve ever known anyone else, though there are still occasionally [...]

Time to get serious

Goal for tomorrow:
1) Sit down and figure out where we’ve spent money in the last 6 weeks
2) Figure out a way to regularly track spending going forward
I’ve used Microsoft money and mint.com in the past, but now i’ve actually created my own excel program that does everything the way I want it to. I [...]

Coming Clean

Like any good personal finance blogger, I plan to post regular (monthly?) updates on my progress of paying down debt and savings toward goals. My finances are just starting to get settled after we moved to Amsterdam in April. I had been holding on to some cash because I wasn’t too sure about how much [...]

Welcome to my (pf) life

When I decided it would be fun to start a personal finance blog, I mentioned it to Spender, and he thought it would be a great idea. I was excited about doing something together, and thought it would be a little different than the blogs that are out that. Spender has expressed his desire to [...]